Flooding is the most common and most destructive natural disaster in the United States. In the past 20 years, 99% of U.S. counties have experienced a flood at some point. Living on the Texas Gulf Coast, hurricane-related flooding is top of mind, but overlooking the risks from heavy rains that contribute to flash flooding and overflowing bayous can also be costly.

Being prepared year-round with flood insurance ensures you’ll be protected in the event of flood damage, whether it’s from an inch of water or a major hurricane event. Rebuilding after a flood is difficult—flood insurance can be the difference between recovery and financial devastation.

Most homeowners insurance does not cover flood damage. Only flood insurance helps fill the gap. A National Flood Insurance Policy (NFIP) provides up to $250,000 for your home and up to $100,000 for personal belongings.

Don’t let your hard work be washed away, renew or buy flood insurance today! NFIP policies have a 30-day waiting period before going into effect. Visit FloodSmart.gov or call 800-427-4661 to learn more.

Willow Fork Drainage District constructs, maintains and operates drainage and recreational facilities to preserve and enhance the communities within its boundaries, which cover the areas known as Cinco Ranch, Kelliwood, Canyon Gate, Falcon Ranch, and Parkway Oaks. WFDD’s drainage facilities and operations span 5,700 acres, including 15 miles of channels, three community parks, and nearly 50 miles of trails. Scan the QR code below to learn more about WFDD as well as access resources and sign up for newsletters.

This mailer was paid for by WFDD as a service to residents. 2025