Flood Insurance is the Best Policy to Protect What You’ve Built

Flood Insurance is the Best Policy to Protect What You've BuiltSpring showers can bring floods in hours, but flood insurance policies may require 30 days to take effect—a reminder for residents that the time to buy or renew flood insurance is now. Since Hurricane Harvey, our area has experienced multiple major rain events not tied to tropical storm activity. In fact, the U.S. experienced the second wettest year on record in 2019, and parts of Texas, including Houston, are experiencing an increase in higher rainfall frequency that could cause flooding. So don’t delay, protect what you’ve built.

  • Most homeowners and renters insurance doesn’t cover flood damage.
  • More than 20 percent of flood claims come from properties outside high-risk areas.
  • Just one inch of water can cause more than $25,000 in home property damage.
  • WFDD residents are eligible to participate in the National Flood Insurance Program (NFIP).
  • For many, a NFIP flood insurance policy costs $500 or less per year.

Visit FloodSmart.gov to learn more about flood insurance.


Willow Fork Drainage District (WFDD) constructs, maintains and operates drainage and recreational facilities to preserve and enhance the communities within its boundaries, which generally covers the areas known as Cinco Ranch, Kelliwood, Canyon Gate, Falcon Ranch, and Parkway Oaks. WFDD’s drainage facilities and operations span 5,700 acres, including 15 miles of channels, three community parks, and nearly 50 miles of trails.

Stay in Touch

Sign up for news, updates and events